Run, Run, as Fast as You Can… Escape Holiday Debt with a Balance Transfer Plan!
With the holidays quickly approaching, even “Gingy” the Gingerbread man is starting to feel a bit anxious about holiday expenses! But don’t let seasonal spending turn into post-holiday debt. Give yourself the gift of financial peace with Volt Credit Union’s debt consolidation options, and make this season merrier for your wallet.
Why Consider a Balance Transfer?
A balance transfer is a simple way of moving debt from one credit card to another. This a tool many use when trying to reduce or pay off credit card debt. Read on to learn why the Volt Platinum and Preferred Visa Credit Cards are an excellent option for those interested in simplifying their finances with a balance transfer.
Here’s why consolidating debt before the holidays is a wise choice:
✨ Save on Interest: Lower your monthly payments and free up cash for holiday fun. Many store credit cards carry higher interest rates, all the way up to 24% APR. You can transfer your higher interest balances from these types of cards to a lower interest card. That ensures more of your payment is going towards the principal, rather than interest.
✨ Simplify Your Financing: One easy payment means less stress, so you can focus on what matters most. Trying to keep up with multiple credit card payments each month can become a full-time job. By consolidating the balances of several credit cards onto one lower interest card, you’ll have fewer payments to keep track of each month. It can also help make tracking paying off your debt easier.
✨ Step into 2025 with Confidence: Start the New Year on solid financial ground and pay off debt faster!
Let Volt Credit Union help you jingle all the way to a debt-free holiday season! Stop by or apply now to discover how a balance transfer can keep your holidays—and your finances—merry and bright! 🎅💸
