As the holiday season approaches, so does the perfect opportunity to take a break…from your loan payments! That’s right! Volt Credit Union is giving you the green light to purr-chase gifts, indulge a bit, or just breathe easier this holiday season by skipping your loan payment with our Holiday Skip-A-Pay Program. And with a kitten theme to match the cozy vibes, we’re calling it the purrrfect way to let your wallet stretch its paws a little more!

Why Holiday Skip-A-Pay? Because You Deserve It!

The holidays are magical, but let’s face it—they’re also a bit pricey! Between travel, gifts, parties, and all those little extras, budgets can get a bit stretched. By skipping a loan payment in November, December, or January, you can free up funds for whatever makes your season special. Whether you’re planning to spoil a loved one (or yourself!), catch up on last-minute holiday essentials, or simply stash away some savings, our Skip-A-Pay program has got you covered.

How Does it Work?

This pawsome opportunity allows qualified Volt members to defer one monthly payment on each eligible loan. Got more than one loan? You can skip a payment on each one! Here’s a peek at the simple process:

1. 1. Complete a Skip Form – You can pick up your form at any Volt location or download it online. Easy as catnip!
   2. Bring the Form & Fee – Submit your completed form along with a processing fee* to your nearest Volt branch. Then, voila—your payment is deferred for the month of your choice.
   3. Call us at 417-862-0471 for personalized assistance.

Important Details to Keep in Mind

As cozy as this opportunity is, there are a few things to note:

• Eligibility Matters – Loans must be at least six months old and in good standing to be eligible.
• Payment Plans – Loans set up for bi-weekly payments may skip up to two bi-weekly payments in one month. Loans set up for weekly
  payments may skip up to four weekly payments in one month.
• Limitations – Some loan types, like credit cards and HELOCs, aren’t eligible, so check with us if you’re unsure! Skipped payments are not covered by GAP and may reduce GAP coverage. Current and/or past delinquencies or bankruptcy may affect eligibility. Refer to the Skip Form for more details.
• Direct Deposits – If you pay through payroll deduction, the skipped payment amount will go directly into your Volt account.

Don’t Wait – Fill Out Your Form Today!

The Skip-A-Pay Program is available on a first-come, first-served basis, and each signed request (plus the processing fee) must be received by Volt at least 10 days before your payment due date. So get your paws moving!

With a little help from Volt Credit Union, you can enjoy the extra cash flow you need to make this holiday season a delight. Whether you’re shopping for friends and family, treating yourself, or simply relaxing with the freedom of some extra cash, our Holiday Skip-A-Pay Program is here to help you do it with a smile (and maybe a purr).

After all, who couldn’t use a bit of financial wiggle room? Let Volt Credit Union help make this season the cat’s meow. 🐾

*The processing fee may be less than $50.00.  Refer to the Skip Form for more details.