Skip nav to main content.

What is a Traditional IRA?


A Traditional IRA (Individual Retirement Account) is a retirement savings account that lets you set aside pre-tax income, helping you lower your taxable income now. Your money grows tax-deferred, and you’ll pay taxes when you withdraw it in retirement.

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Example table

Rates effective as of: May 25, 2026

{Optional: Insert table disclosure information}

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Set up your wallet today

 

 
Get started with Apple Pay
 
Get started with Google Pay
 
Get started with Samsung Pay

Download the mobile app

 

 

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking

HOLIDAY CLOSURE: In honor of Memorial Day, all Volt Credit Union branches will be closed Monday, May 25th.