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PHONE: (417) 862-0471   |    INFO@VOLTCU.ORG    |   
ROUTING #: 286582779

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Current Loan Rates

Consumer Loan Rates

Vehicle Loans

New Vehicles

  • Rates From: 4.74%
  • APR: 4.994%

Used Vehicles

  • Rates From: 5.24%
  • APR: 5.495%

Motorcycles (new)

  • Rates From: 6.24%
  • APR: 6.487%

Boats & RV's (new)

  • Rates From: 6.24%
  • APR: 6.487%

Other secured Loans (without titles)

Tractors, Mules, Etc.

  • Rates From: 7.24%
  • APR: 7.499%

Share Secured

  • Rates From: 2.00%
  • APR: 2.200%

Share Certificate secured

  • Share/Certificate rate plus 2.00%

Unsecured Loans

Unsecured

  • Rates From: 11.24%
  • APR: 11.777%

* APR = ANNUAL PERCENTAGE RATE. Rate may vary depending on each individual’s credit history and underwriting factors. Terms vary. The APR shown is based on a $10,000 loan with a $100 origination fee and all relationship discounts. APRs will be calculated individually based on each loan application. All loans OAC, some restrictions may apply.* 

Credit Cards

Platinum Visa

  • APR: 10.9%

Preferred Member Visa

  • APR: 13.9%

Share Secured Visa

  • APR: 16.9%

Home Loan Options

Home Equity Lines OF Credit (Adjustable Rate)

APR as low as****

  • 8.250%

Points

  • 0

Mortgages

Here are a few of our first mortgage loan program options:

  • Conventional Mortgages
  • FHA| VA | USDA
  • Investment Property Loans
  • Fannie Mae HomeReady® Mortgage
  • Fannie Mae 97% LTV Options

30 year Fixed Rate from: 6.625% APR 6.762%, 15 year Fixed Rate from: 5.750% APR 6.048%, and 5/1 Adjustable Rate from: 5.750% APR 5.865%

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contact info

Phone: (417) 862-0471 

Toll Free: (888) 430-7199

Fax:
Republic Road: (417) 886-2406

Kansas: (417) 832-0523

MemberConnect (telephone teller):

(417) 520-0374  |  1-800-236-5614

Mailing Address:

PO Box 1217 | Springfield, MO 65801

© 2021 Volt Credit Union. All Rights Reserved. Volt Credit Union is federally insured by the National Credit Union Administration. Volt Credit Union cares about your privacy. 

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