Your dreams matter.

Absolutely! We offer loans that don’t require any collateral, just you and your goals. Whether you’re looking to consolidate debt, cover medical expenses, take a well-deserved vacation, or tackle something else entirely, we’re here to help. We’ll review things like your credit score, employment and credit history, income, and a few other factors to make a lending decision that’s right for you. No hoops, no hassle, just people helping people.

There’s no set minimum credit score to apply since we look at the full picture. That includes your credit score, but also your employment and credit history, income, and other factors that help us understand your situation. Our goal is to make lending personal, not one-size-fits-all. Let’s talk and see how we can help!

Yes, if you’re running short or need some extra cash, don’t stress over your loan payment, Just skip with our Skip-A-Pay.  Even better, you’re not locked into one specific time of year—you can take advantage of our Skip-A-Pay when it makes the most sense for you. It’s a simple way to manage your money on your terms while still staying on track.

Yes! At Volt Credit Union, we understand that fertility treatments like IVF can be emotionally and financially overwhelming. While we don’t offer a loan specifically labeled for IVF, we do offer several financing options that can help: such as personal loans or even using the equity in your vehicle through an auto-equity loan. You’re welcome to use these funds for treatment costs, medications, travel, and other related expenses.

If you’re considering IVF and want to explore your financing options, our team would be happy to discuss what might work best for you. We’ll walk you through the available loan types, rates, and terms so you can choose the option that best fits your family’s journey.

Read more about how we helped one of our members: https://www.biz417.com/blog/volt-credit-union-with-personal-connections/