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Menu
  • Accounts
    • Checking
    • Savings
    • Youth Accounts
    • Online Banking
      • Bill Pay
    • IRAs
    • Share Certificates (CD)
    • Investment Savings
  • Loans
    • HELOC
    • Auto Loans
      • Loan Payment
    • Mortgages
    • Credit Cards
      • Unsecured Loans
      • Other Secured Loans
  • Blog & News
    • Blog
    • News
    • Auto Loans
    • Mortgage Loans
    • Online Banking
    • Share Accounts
  • MEMBER BENEFITS
    • ClickSWITCH
    • Contender eSports
    • Turbo Tax
    • All Benefits
  • Forms
  • Where to Find Us
    • Volt CU HQ @ Republic Road
    • Volt CU @ Kansas & Kearney
    • Volt Interactive Video
  • Community
  • Careers
  • Volt Interactive Video

PHONE: (417) 862-0471   |    INFO@VOLTCU.ORG    |   
ROUTING #: 286582779

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Checking

Checking Accounts

Cross Out Pay

         Get Paid for a Good Checking Account

Here’s the thing, checking accounts aren’t exactly a new idea. But that doesn’t mean you should still be getting nickel and dimed for dumb things. We believe your money is your money and it should be easy for you to get to! That’s why we dreamed up four drama-free checking accounts to keep your life simple

high voltage checking icon

High Voltage Checking

Get rewarded for using the electronic services you love like a debit card, eStatements, and direct deposit. Qualifying members will receive these benefits:

  • High yield earnings on balances up to $10,000*
  • Foreign ATM fee refunds up to $10 per month**
  • No minimum balance or monthly service charges
  • Free Online and Mobile Banking, eAlerts
  • Courtesy Pay Overdraft Coverage
  • *Qualifying accounts will earn the top rate on balances up to $10,000 and the second rate on balances over $10,000. see the rate schedule for current rates.
    **Member must contact volt to claim the surcharge reimbursement within 60 days. eligibility required. Contact us for details.

    Flash checking icon

    Flash Checking

    Our no-frills free checking account offers convenient debit card access, no minimum balance, and no monthly service charges.

    Free Online and Mobile Banking, eAlerts.

    Recharge Checking Icon

    Recharge Checking

    Past account issues? No problem! Recharge Checking provides a fresh start with the convenience of a debit card. No minimum balance is required. Includes Free Online and Mobile Banking, eAlerts.

    Because of the nature of this account there are a few differences. Courtesy Pay is not available on this account. There is a $5 monthly charge but the minimum balance fee is waived, if applicable.

    Whats next? You can request a move to one of our other checking accounts after one year with no new ChexSystems records and limited NSF. You can upgrade to an account with bigger benefits!


    Spark checking icon

    Spark Student Checking

    Students can achieve solid financial skills with this free checking account. It includes convenient debit card access, no minimum balance, and no monthly surcharge fee.

    You can also help them keep track of their spending with free Online and Mobile Banking, and eAlerts.

    Make an Appointment
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    Make Some Coin With Your Coin

    It’s time for your money to grow up and get a job! Put it to work in our High Voltage checking account and it’ll be bringing home the bacon with amazing rates all while giving you e-alerts and courtesy pay overdraft coverage for added peace of mind.

    Hook Me Up

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    contact info

    Phone: (417) 862-0471 

    Toll Free: (888) 430-7199

    Video Banking (VIV)

    Fax:
    Republic Road: (417) 886-2406

    Kansas: (417) 832-0523

    MemberConnect (telephone teller):

    (417) 520-0374  |  1-800-236-5614

    Mailing Address:

    PO Box 1217 | Springfield, MO 65801

    © 2023 Volt Credit Union. All Rights Reserved. Volt Credit Union is federally insured by the National Credit Union Administration.  Volt Credit Union cares about your privacy. 

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