Volt Credit Union Logo

PHONE: (417) 862-0471   |    INFO@VOLTCU.ORG    |   
ROUTING #: 286582779

ROUTING #: 286582779

Facebook Instagram Twitter

Checking Accounts

Cross Out Pay

         Get Paid for a Good Checking Account

Here’s the thing, it’s 2020 and checking accounts aren’t exactly a new idea. But that doesn’t mean you should still be getting nickel and dimed for dumb things. We believe your money is your money and it should be easy for you to get to! That’s why we dreamed up four drama-free checking accounts to keep your life simple.

high voltage checking icon

High Voltage Checking

Get rewarded for using the electronic services you love like a debit card, eStatements, and direct deposit. Qualifying members will receive these benefits:

  • High yield earnings on balances up to $10,000*
  • Foreign ATM fee refunds up to $10 per month**
  • No minimum balance or monthly service charges
  • Free Mobile Access App, eAccess online banking, eAlerts and Bill Pay
  • Courtesy Pay Overdraft Coverage
    • *Qualifying accounts will earn the top rate on balances up to $10,000 and the second rate on balances over $10,000. see the rate schedule for current rates.
    **Member must contact volt to claim the surcharge reimbursement within 60 days. eligibility required. Contact us for details. See the full disclosure

    Flash checking icon

    Flash Checking

    Our no-frills free checking account offers convenient debit card access, no minimum balance, and no monthly service charges.

    Free Mobile Access App, eAccess,e-Alerts, and Bill Pay.

    Current Rates
    Recharge Checking Icon

    Recharge Checking

    ChexSystems? No Problem! Past account issues? Recharge Checking provides a fresh start with the convenience of a debit card. No minimum balance is required. Includes Free Mobile Access app, eAccess, e-Alerts, and Bill Pay

    Because of the nature of this account there are a few differences. Courtesy Pay is not available on this account. There is a $5 monthly charge but the minimum balance fee is waived, if applicable.

    Whats next? You can request a move to one of our other checking accounts after one year with no new ChexSystems records and limited NSF.

    Spark checking icon

    Spark Checking

    Students can achieve solid financial skills with this free checking account. It includes convenient debit card access, no minimum balance, and no monthly surcharge fee.

    You can also help them keep track of their spending with free Mobile Access app, eAccess, and e-Alerts.

    Set an Appointment

    Make Some Coin With Your Coin

    It’s time for your money to grow up and get a job! Put it to work in our High Voltage checking account and it’ll be bringing home the bacon with amazing rates all while giving you e-alerts, courtesy pay overdraft coverage, and free online bill pay.

    Hook Me Up
    Check Current Rates

    Helpful Links

    Shared Branch Locator


    CO-OP ATM Locator

    Quick Links

    Equal Housing Lender
    NCUA Logo

    contact info

    Phone: (417) 862-0471 

    Toll Free: (888) 430-7199

    Fax:
    Republic Road: (417) 886-2406

    Tampa Street: (417) 862-7802

    Member Connect:

    (417) 520-0374

    1-800-236-5614

    Mailing Address:

    PO Box 1217, Springfield, MO 65801

    © 2020 Volt Credit Union. All Rights Reserved. Volt Credit Union is federally insured by the National Credit Union Administration. Volt Credit Union cares about your privacy. 

    If you are using a screen reader and are having problems using this website, please call 417-862-0471 for assistance.

    Web design: BigPxl

    Appointment Request

    • Date Format: MM slash DD slash YYYY