Checking Accounts
Get Paid for a Good Checking Account
At Volt Credit Union, our Checking Accounts are built to keep up with your life—fast, flexible, and totally fee-friendly! Enjoy free online banking and a debit card that works as hard as you do. Plus, with features like mobile check deposit and instant alerts, you’ll always be in control.
Open a Volt Checking Account today—because your money deserves to move at the speed of YOU!
Choose a checking account that suits your life, not the other way around.
High Voltage Checking
Looking for a high-yield checking account? Get rewarded for using the electronic services you love like a debit card, eStatements, and direct deposit.
- High Interest rate of 2.50% APY on balances up to $10,000*
- Foreign ATM fee refunds up to $10 per month**
- No minimum balance or monthly service charges
- Free 24/7 Online and Mobile Banking access and eAlerts
- Courtesy Pay Overdraft Coverage
Flash Checking
Flash Checking is a straightforward, hassle-free option with no minimum balance or monthly fees. Banking made simple!
- Enjoy debit card access
- Free online and mobile banking and eAlerts to stay on top of your spending.
Recharge Checking
Past account issues? No problem! Recharge Checking provides a fresh start to help you restore and rebuild your financial status.
- Convenient debit card access, no minimum balance
- 24/7 Digital Access with Online & Mobile Banking
- Set up eAlerts to keep tracking of your spending
- Courtesy Pay is not available
- $5 Monthly Charge
You can request a move to one of our other checking accounts after one year with no new ChexSystems records and limited NSF. You can upgrade to an account with bigger benefits!
Student Checking
Start your financial future off on the right foot with a checking account created specifically for students to help with money management.***
- Convenient debit card access, no minimum balance
- 24/7 Digital Access with Online & Mobile Banking
- Set up eAlerts to keep tracking of your spending
- Easily transfer money between family and friends
- Courtesy Pay Overdraft Coverage
*APY=Annual Percentage Yield. Qualifying accounts will earn the top rate on balances up to $10,000 and the second rate on balances over $10,000. See the rate schedule for current rates. To qualify you must use these services monthly: 1) Complete at least 15 signature-based Visa Check Card transactions (ATM & PIN transactions excluded); 2) have at least one (1) direct deposit/payroll transaction; 3) maintain a valid email address; 4) Monthly eAccess Login; and 5) receive e-statements.
**Member must contact Volt to claim the surcharge reimbursement within 60 days.
***A minimum opening deposit of $25 is required to open a Student Checking account. A parent or guardian must be a joint owner if the account holder is under age 18.
