RE-IMAGINE YOUR HELOC
Your home gained value the past year. That means you have EQUITY – the difference between what you owe and what your house is worth.
Use that to your advantage to get a home equity line of credit with Volt Credit Union. Typically, a HELOC is available to you at a lower rate of interest than a conventional loan! Most people think that a HELOC can only be used for renovations to their home, but it can be used for so much more.
Consolidate debt, pay for a wedding, or finally take that trip of a lifetime. Bonus: Have a line of credit available to you for when you need it or when the unexpected happens.
Learn more about how HELOCs work and estimate and use this handy estimation calculator while you’re there.
When you’re ready to apply, fill out the application below and bring it by or call one of our HELOC experts at 417-862-0471.
*APR = Annual Percentage Rate is based on a variable loan product. The APR is based on the Prime Rate (index) plus a margin of Prime Plus 0.50% to 1.25% (currently 3.75% – 4.50%). The rate is subject to change the first of each month to reflect any change in the index. The maximum APR that can apply is 20.00%. The minimum to qualify for zero closing cost is to advance $10,000 or more for refinancing. This offer is only good for refinancing. HELOC loans to VOLT. Homeowners’ insurance is required. Consult your tax advisor about deductibility of interest. Closing costs with less than $10,000 advance will range from $500 to $1000. Offer subject to change without notice. Certain restrictions and terms apply; contact the credit union for details. All loans subject to Approved Credit.
