Homebuying 101: Your First Step Toward Homeownership

Buying a home is one of the biggest financial decisions you’ll ever make, but it doesn’t have to feel overwhelming. At Volt Credit Union, we believe knowledge is power, especially when it comes to achieving your goals. That’s why we’re hosting our Homebuying 101 Workshop—a free session designed to help you feel confident and prepared for your homeownership journey.

Whether you’re just starting to think about buying or already scrolling through listings, this workshop will walk you through the process step by step.

What You’ll Learn at Homebuying 101

Owning your own home can feel like a maze of terms, paperwork, and decisions. Join us for a workshop that simplifies it all by breaking the process into easy-to-understand steps.

During the session, we’ll cover:

• How much home you can afford
• Understanding credit and how it impacts your loan
• Difference between mortgage options
• Down payments and closing costs
• The pre-approval process
• Your journey from application to closing

The goal is simple: help you go from “Where do I start?” to “I’m ready.”

Choosing the Right Home Loan

Not all home loans are the same, and choosing the right one can make a big difference in your financial future.

Our lending experts help guide you through options like:

Fixed-Rate Mortgages: A stable interest rate and consistent monthly payment throughout the life of the loan.

Adjustable-Rate Mortgages (ARMs): Lower initial rates that adjust over time depending on market conditions.

First-Time Homebuyer Programs: Special programs designed to make homeownership more accessible with lower down payments and flexible requirements.

When you work with Volt, you’re not just getting a loan, you’re getting a team that helps you understand every step of the process

Learn more about our Home Loans!

Why Start with Education?

Simply put, the more you know before you start house hunting, the smoother the journey will be.

In our Homebuying 101 Workshop, you’ll learn how to:

• Avoid common first-time buyer mistakes
• Understand the real costs of buying a home
• Feel confident talking with lenders and realtors
• Make informed financial decisions

Because at Volt, we believe homeownership should feel exciting—not stressful.

Take the First Step Toward Your New Front Door

If homeownership is on your vision board, this workshop is the perfect place to start. Attendance is free and open to the public, and a buffet dinner is included, but you must RSVP to attend. (Plus all attendees will be entered for a chance to win a $250 Lowe’s gift card!)

Seats are limited, so don’t wait! 

👉 Register for the Homebuying 101 Workshop today and start your path toward homeownership.

Not part of the Volt community yet?

👉 Join Volt Credit Union today and start building your financial future with us.