Bill Pay made simple

Bill Pay is an online bill payment system that allows you to send an electronic or check remittance to a business or person within the United States.

The optional Bill Pay Service is free to members with Online Banking services. Expedited payments may have an additional fee.

After you are enrolled, you can add accounts from the Pay a Bill tab on our Online Banking platform.

Members with an active checking account are eligible for our Bill Pay service.

Check payments should be scheduled at least 7 business days in advance of when you want the payment to actually be posted to the payee. Electronic payments should be made in 1 business day as long as the payment is scheduled by 7:00 PM. The system will show members the receive date when the scheduling. NOTE – You may want to set up a payment to yourself so you can see how the system works.

When you are setting up a new payee, you must enter the payee name. This will automatically search to see if the payee accepts electronic payments. If not, you will need to click + add, and add the Biller Name, address and account number exactly as it appears on the billing statement, this will automatically produce a check.

For an electronic payment: the payment process starts at 7:00 PM CT, there is only ONE attempt. If there are not enough funds for an electronic payment it is canceled.

Check payments: do not verify funds. If a check is returned, it is up to the receiver to re-present, and they can only re-present one time.

You can pay any individual, bank or business in the United States

There is no limit to the number of payees you can have.

Yes, but your payments may be limited by your normal daily account limits.

You may enter, edit, or delete payments before 7:00 PM (CT) on the day of the scheduled payment date.

To cancel a bill payment you have scheduled, you must cancel the payment online before 7:00 p.m. (CT) on the scheduled payment date.

Any new payments that are scheduled over the weekend or on a holiday will be processed on the next business day.

No, once the electronic item is submitted, it will be processed. We cannot place a stop payment on electronic payments after the item has been processed.

An electronic payment will be sent at 7 pm on the scheduled payment date. A payment sent via check will be debited from your account, once it is presented for payment.

Yes, for check payments only

How to add a new Payee – Mobile
How to add a new Payee – Desktop

Pay a Person (P2P) allows members to send money to individuals using ACH, debit card, or FI Direct. P2P is accessed through Bill Pay in Online Banking.

• The sender must be a Volt member with a checking account and enrolled in P2P. With a 30-day eligibility restriction for new accounts.
• The recipient can be anyone in the U.S. with a checking or savings account at a bank or credit union.
• Payments can be scheduled on weekdays and weekends.
• When funds are claimed via debit card or FI Direct, the transfer occurs in near real-time.
• ACH transfers are near real-time if sending to the same FI; otherwise, funds post the next business day.
• Sending payments to multiple people does not trigger security questions for recipients.
• Funds remain in the sender’s account until the recipient answers the security question correctly and provides banking information.