Do I need to be a full-time student to qualify, and are there other requirements?

Students can borrow to cover the costs at a participating institution, even if they are not a full- or half-time student. The undergraduate and graduate loan’s flexibility makes it a good choice for many situations:
• U.S. citizens and U.S. permanent residents
• Students who meet current credit and other eligibility criteria
• Students attending school full-time, half-time, or less than half- time, or taking prerequisite classes
• Students taking a full class load, just a few classes, enrolled in a winter or summer term, or studying abroad
• Students taking eligible online courses
• Students who still need funds after maximizing grants, scholarships, and federal student loans
• Students seeking a professional certification or enrolled in a continuing education program
• Students who are not U.S. citizens or U.S. permanent residents