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How can I earn APY* on my High-Yield Checking Account balance?

To qualify for the APY* on a High-Yield Checking Account balances up to $10,000, just complete the following each month:

  1. Make 15 or more signature-based purchases using your Debit Card (Note: PIN and ATM transactions don’t count).
  2. Have at least one direct deposit or payroll deposit into your account.
  3. Keep a valid email address on file with us.
  4. Log in to eAccess at least once during the month.
  5. Receive e-Statements (paper statements are not eligible).

If you meet all five requirements, you’ll earn the high-interest rate on your balance up to $10,000. Any amount over that earns a lower rate.

*APY = Annual Percentage Yield. The APY applies to the first $10,000 when all qualifications are met. Balances above $10,000 earn a different rate. Please refer to our rate schedule for current rates.