What is P2P (Pay a Person) and am I eligible?

Pay a Person (P2P) allows members to send money to individuals using ACH, debit card, or FI Direct. P2P is accessed through Bill Pay in Online Banking.

• The sender must be a Volt member with a checking account and enrolled in P2P. With a 30-day eligibility restriction for new accounts.
• The recipient can be anyone in the U.S. with a checking or savings account at a bank or credit union.
• Payments can be scheduled on weekdays and weekends.
• When funds are claimed via debit card or FI Direct, the transfer occurs in near real-time.
• ACH transfers are near real-time if sending to the same FI; otherwise, funds post the next business day.
• Sending payments to multiple people does not trigger security questions for recipients.
• Funds remain in the sender’s account until the recipient answers the security question correctly and provides banking information.