Skip nav to main content.

When can I withdraw money without taxes or penalties?


Qualified withdrawals are tax-free if you’re at least 59 1/2 and have held the account for at least five years. Bonus: You can take out your original contributions (not the earnings) anytime-no taxes, no penalties.

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Example table

Rates effective as of: February 9, 2026

{Optional: Insert table disclosure information}

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Set up your wallet today

 

 
Get started with Apple Pay
 
Get started with Google Pay
 
Get started with Samsung Pay

Download the mobile app

 

 

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking

Planned System Upgrade: Branch lobbies will be closed Monday, February 9th to complete an upgrade. Thanks for your patience as we make improvements to better serve you.