Smart Ways To Fund Your Education

College. It’s the adventure of a lifetime and the price tag can feel like a roller coaster. From textbooks to tuition, ramen noodles can only take you so far. When scholarships, grants, and federal aid don’t cover it all, private student loans might be the bridge between you and your dream degree.

At Volt Credit Union, we believe money shouldn’t stand between you and your big goals. We’re here to make financing college as stress-free as possible so you can focus on nailing that midterm or scoring the perfect spot at the campus coffee shop.

Why Consider a Student Loan from Volt?

Student loans through Volt Credit Union, in partnership with Sallie Mae®, are designed to flex with your life, no matter where you are in your educational journey (undergrad, grad, or career training). Here’s why they’re worth a look:

✅ Competitive variable and fixed rates – Save money over the life of your loan.

✅ No origination fees or prepayment penalties – Keep more cash in your wallet.

✅ Flexible repayment options – Find a plan that fits your future income and goals.

You can check out all the details right here.

Pro Tips for Smart Borrowing (Beyond Just Loans!)

While Volt’s loans are awesome, being a savvy borrower goes beyond choosing the right lender. Here are some extra tips to keep college costs in check:

Max Out “Free Money” First

• Apply for every scholarship you can find, even small ones add up!
• Don’t skip grant applications or FAFSA renewals each year.

Borrow Only What You Need

It’s tempting to take the maximum loan amount offered. Resist the urge! Calculate your true expenses and borrow conservatively to avoid sticker shock after graduation.

Work Part-Time if You Can

A part-time job during school can help cover living expenses and reduce your need to borrow. Plus, it’s great experience for your résumé.

Understand Interest Rates

Fixed rates stay the same; variable rates can fluctuate. Know which one works better for your situation and your risk tolerance.

Consider Early Payments

Even while in school, small payments toward interest can save you hundreds (or thousands) down the road. No prepayment penalty means you’re free to pay off your Volt loan early!

Think Long-Term

Remember: student loans are an investment in your future. Make sure your borrowing aligns with your expected career earnings and repayment comfort level.

Bottom line:

College costs can feel overwhelming, but with Volt Credit Union on your side and some smart financial strategies, you’ll be ready to tackle tuition like a pro. Let’s get you the funds you need so you can chase those college dreams with confidence!

Ready to explore your options? Learn more about Volt’s student loans here.