Auto Loans & Refinancing? We’ve Got You.
From first rides to better rates, we’ll help you get behind the wheel without the stress. Let’s keep it easy, affordable, and all about you.
Special rate offers
New Auto
as low asUsed Auto
as low asOur auto loans keep things simple, stress-free, and focused on what works best for you.
Pre-approval made easy
Secure your loan from the comfort of your home without dealer pressure.
Flexible payment options
Enjoy payroll deduction options to make budgeting easier.
Quick turnaround
We’ll keep things moving, so you can get behind the wheel faster.
Full coverage options
Peace of mind with debt protection, extended warranties, and GAP coverage.
Guaranteed Asset Protection (GAP)
You can add extra coverage to protect you financially in the instance of a vehicle theft or major accident, often at a lower cost than what is offered elsewhere.
Loan
Protection
Choose Loan Protection so your loan and debt payments will continue in the event of a major illness, injury, or job loss.
Route 66 Extended Warranty
You can add affordable coverage to help off-set the costs of mechanical breakdown repairs and maintain "Peace of Mind".
Skip a payment anytime
Skip a Pay can only be used on auto loans, boat loans, RV loans, motorcycle loans, and other secured or unsecured installment loans.
The loan must:
- Have been open for at least six months
- Not have had a payment skipped in the previous 12 months
- Not be currently past due (must be current or not delinquent more than 15 days unless an exception is made)
Skip-A-Pay cannot be used on:
- Credit cards
- Real estate loans (including mortgages and HELOCs)
- Any open-end lines of credit
Forms must be submitted with the fee at least 10 days before your due date.
*Processing fee may be less than $50. See the Skip Form for full details.
Auto Loan Calculator
Monthly Payment
Our members' stories
I have had two car loans through Volt. The first in 2016, then again in 2020 after my car was totaled by hail. I had been with a bank for over 35 years but they were very difficult and rude. I went to Volt and it was amazing. The loan officer was wonderful and I got the loan and It was hassle free and so easy. When I get a new vehicle I will definitely go back to Volt. Five stars and then some!!
I’ve been a member at Volt Credit Union and couldn’t be happier with my experience. I have my auto loan with Volt, and the entire process was smooth and stress-free. The staff are always friendly and genuinely care about helping me reach my financial goals. Highly recommend Volt to anyone looking for low rates and top-notch service!
Wow!!! I am impressed. I came in earlier this week to add on a second auto loan to my portfolio with Volt. It took some processing but the underwriter, the Director of Lending and the CEO made it happen. I could not thank them anymore. I promised to switch my banking to Volt, and that is exactly what I am going to be doing. I could not be more grateful for such a wonderful banking institution and amazing people. I will continue to refer people here, as the member experience, truly is unbeatable. Thank you Volt!!!
Join the Volt community
With competitive rates and tailored options, we're ready to help you find the best auto loan for your needs.
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* APR = Annual Percentage Rate. Rate may vary depending on each individual’s credit history and underwriting factors. Terms vary. APRs will be calculated individually based on each loan application. All loans OAC, some restrictions may apply
Rates
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Rates effective as of: September 28, 2025
* APR = Annual Percentage Rate. Rate may vary depending on each individual’s credit history and underwriting factors. Terms vary. APRs will be calculated individually based on each loan application. All loans OAC, some restrictions may apply.*
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Rates effective as of: September 28, 2025
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