Current Loan Rates
Consumer Loan Rates
| Type | APR* from |
|---|---|
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New Vehicles |
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Used Vehicles |
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Motorcycles (new) |
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Boats & RV's (new) |
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Rates effective as of: October 27, 2025
* APR = Annual Percentage Rate. Rate may vary depending on each individual’s credit history and underwriting factors. Terms vary. APRs will be calculated individually based on each loan application. All loans OAC, some restrictions may apply.*
| Type | APR* |
|---|---|
|
Tractors, Mules, etc. |
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Share Secured |
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Share Certificate Secured |
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Rates effective as of: October 27, 2025
* APR = Annual Percentage Rate. Rate may vary depending on each individual’s credit history and underwriting factors. Terms vary. APRs will be calculated individually based on each loan application. All loans OAC, some restrictions may apply.*
| Loan Type | APR* |
|---|---|
|
Unsecured |
|
Rates effective as of: October 27, 2025
* APR = Annual Percentage Rate. Rate may vary depending on each individual’s credit history and underwriting factors. Terms vary. The APR shown is based on a $10,000 loan with a $100 origination fee and all relationship discounts. APRs will be calculated individually based on each loan application. All loans OAC, some restrictions may apply.*
| Type | APR* |
|---|---|
|
Platinum Visa |
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Preferred Member Visa |
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Share Secured Visa |
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Rates effective as of: October 27, 2025
* APR = Annual Percentage Rate
| Home Loan Option | APR* |
|---|---|
|
Home Equity Lines of Credit (Adjustable Rate) |
Call for Current Rates |
|
Home Improvement Loans |
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Rates effective as of: October 27, 2025
*APR is Annual Percentage Rate. Your rate may vary based on credit history and underwriting guidelines. Programs, rates, terms, and conditions apply and are subject to change without notice. Federally insured by NCUA.
Mortgages
Here are a few of our first mortgage loan program options:
- Conventional Mortgages
- FHA | VA | USDA
- Investment Property Loans
- Fannie Mae HomeReady® Mortgage
- Fannie Mae 97% LTV Options
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Rates effective as of: October 27, 2025
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