Privacy Notice

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
● Social Security number and income
● Account balances, payment history, credit card and other debt
● Credit history, credit scores, and checking account information

When you are no longer our member, we continue to share your information as described in this notice

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Volt Credit Union chooses to share; and whether you can limit this sharing.

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For our non-affiliates to market to you

Yes

Yes

Please call Volt Credit Union at 417.862.0471 or 888.430.7199. See full document here.

Who is providing this notice?

Volt Credit Union

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information.

We collect your personal information, for example, when you

• open an account or apply for a loan
• deposit money or pay your bills
• use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes –information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include our partnership with Midwest Financial networks, Members Mortgage Services, and Lending 360 by CU Direct.

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

• Volt Credit Union does not share with our nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include investment, insurance, and other financial service companies including CUNA Mutual, Affinion Group and others.