For a limited time: Transfer your higher interest credit card balances to Volt and receive a promotional rate of 5.99% APR*! Plus, there is no balance transfer fee.

If you overspent during the holidays, now is a great time to utilize or apply for a Volt Visa Credit Card. Both existing and new cardholders are eligible.

Why Consider a Balance Transfer?

A balance transfer is a simple way of moving debt from one credit card to another. This a tool many use when trying to reduce or pay off credit card debt. Read on to learn why the Volt Platinum and Preferred Visa Credit Cards are an excellent option for those interested in simplifying their finances with a balance transfer.

1.) No balance transfer fee

It is very common for credit card companies to assess a fee for a balance transfer. This fee is often between 3 and 5%. At Volt, we do not assess a fee for balance transfers. This helps you save money as you consolidate your debt.

2.) Save money on interest

Many store credit cards carry higher interest rates, all the way up to 24% APR. You can transfer your higher interest balances from these types of cards to a lower interest card. That ensures more of your payment is going towards the principal, rather than interest.

3.) Simplify your finances

Trying to keep up with multiple credit card payments each month can become a full-time job. By consolidating the balances of several credit cards onto one lower interest card, you’ll have fewer payments to keep track of each month. It can also help make tracking paying off your debt easier.

4.) Earn Rewards

A card that offers extra perks is an additional bonus. Get rewarded for using you Volt Visa Credit Card with Momentum Rewards. Earn 0.5% cash back on all purchases at no extra cost.

APR=Annual Percentage Rate. The 5.99% promotional rate applies to balances transferred between 1/1/23 – 2/28/23 and will apply through 2/29/24. Thereafter, the rate will revert to the APR (9.90% Platinum, 13.90% Preferred) specified for balance transfers. A late fee of $15 or the amount of the required minimum payment, whichever is less, will be charged if you are 15 or more days late in making a payment. Cash advance, overdraft transfers and secured cards are excluded from this offer. All loans are subject to credit, income, and debt verification qualifications and member must be in good standing. Any balance transfer cannot exceed your predetermined credit limit. Rates and terms are subject to change at any time.

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